Tiger provides flexible financing options on larger garden building projects over £5555. Whether you're planning a garden gym, office, or studio, our finance plans make it easier to spread the cost over a period of up to 10 years with manageable monthly payments through Novuna Consumer Finance.
Choosing Buy Now Pay Later - with the added
advantage of a 12 month deferred period – this means
no payment will be taken for 12 months
with an option to settle the
agreement INTEREST FREE if the full balance is paid within the
deferral period.
Settling the agreement with in the 12 month deferred period will
incur a £29 administration fee, to be paid at the point of
repayment.
Your first monthly payment will be due approximately 12 months
following your delivery and installation.
Pay Monthly is a classic credit option. Choosing Pay Monthly
means you place your order with a deposit (minimum 10%) then
spread the remaining balance up to 10 years in monthly
instalments at 11.9% APR Representative.
Your first repayment will be due approximately 1 month
following your delivery and installation.
All applications are subject to status
Use our convenient finance calculator below to explore the available financing options and find the best plan for your garden room project.
You can apply online through the checkout or you can call us on 0113 205 4189 (9am-4pm, Monday-Friday) for a free, no obligation quote and to discuss your finance options and start your finance application. If you choose to call us, once you have your building order sorted, we shall send you the application by phone or email as you prefer, so that you can complete it in privacy at your own pace and in privacy.
Please note, any delay in completing your finance application may affect your preferred delivery date.
Deposit amount is not included in any loan agreement and will be collected separately by Tiger.
Your order will not be fully processed and scheduled for production until the deposit is collected.
If you are ordering through tigersheds.com, simply choose Novuna Consumer Finance in the checkout, when asked to choose your preferred payment method.
When ordering by phone please inform the sales representative that you would like to pay by finance for all or part of your order.
Novuna Consumer Finance is available on products/services from a minimum of £5,555 (which means a minimum credit amount of £5,000 excluding a 10% minimum deposit).
Credit is available for agreements between 24-month and 120-month terms. The maximum loan amount (excluding a deposit) on a transaction is £50,000. The minimum deposit is 10% of the total amount.
A minimum deposit of 10% of the total order amount is required, but you can choose to pay up to 50% of the amount as a deposit.
Please note that the minimum loan value is £5,000 so you will need to consider that when setting your deposit level.
Your deposit amount will be collected separately by Tiger. Your order will not be fully processed and scheduled for production until the deposit is collected.
You can choose what your finance application covers, including installation and other accessories, not just the building order. You will need to pay a deposit of at least 10% - so at most a credit agreement will be for 90% of the total order value.
Your deposit amount will be collected separately by Tiger. Your order will not be fully processed and scheduled for production until the deposit is collected.
If you are planning to pay the deposit by credit card, you will need to indicate this when you make your credit application to Novuna Consumer Finance, as it may affect their decision.
| Finance Term | 60 Months |
|---|---|
| Garden Room Order Total | £15,000 |
| Deposit 10% | £1,500 |
| Amount Of Credit | £13,500 |
| Interest Rate | 11.9% p.a. fixed |
| Representative APR | 11.9% APR |
| Number Of Repayments | 60 |
| Monthly Repayment | £295.49 |
| Early Repayment Fee | £29 |
| Pay Monthly | Total Amount Payable £19,229.40 |
Regretfully, orders with finance can only be delivered to your home billing address, to safeguard against fraudulent applications.
To apply for Novuna Consumer Finance, you must be 18 years or older, and be in regular employment (working over 16 hours per week), or in receipt of a pension if you are retired.
You must be a UK resident (minimum 12 months). You must also be able to provide proof of your address and signature, and be able to make payments by direct debit.
If you are a homemaker you can apply under your own name the employment details of your spouse / partner will be required in order to process your application.
Novuna are unable to offer finance to any person who does not satisfy the above criteria.
For the initial part of the process Novuna Consumer Finance run what is known as a soft search, which is not a full recorded score and should not show on your credit score with other providers.
However, when you decide to go ahead with a full application, Novuna Consumer Finance will conduct a credit score to assess your eligibility and affordability.
Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies.
This information allows consistent decisions to be provided, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.
No. There are no arrangement fees or hidden extras, and Tiger does not receive any commission for advertising any finance application.
Any late fees or charges as a result of missed payments are clearly explained in the credit agreement. Be sure to read it carefully before signing.
Please contact us here at Tiger directly. Our returns policy can be found on our website here. If you have any questions, you can get in touch with our customer support team on 0113 205 4189 (Mon-Fri 9am-5pm)
Classic Credit (Pay Monthly): For self-assembly items, payments will begin one month after delivery. For installed products, your monthly payments will start one month after completion.
Buy Now Pay Later (Deferred Payment Period): For BNPL agreements, the monthly repayments will start 12 months after the credit agreement has been signed and the product has been delivered.
Yes – you can settle your balance, either partially or in full, at any time. The charge is £29.
If you settle part of the balance, this will reduce the term and interest payable on the agreement. The direct debit amount will remain unchanged. Alternatively, you can take a payment holiday until the value of the agreement has been used.
If you settle the balance in full, you will be liable for interest up to the date you settle plus a further 30 days.
You will be able to change your payment date with Novuna Consumer Finance once you have received your Novuna welcome documents. If you want to change your direct debit details, simply get in touch with Novuna's customer service team on 0344 375 5500 to discuss this in further detail.
The quickest and easiest way for customers to view their balance is by managing their account online. Customers can create an account or access a pre-existing account at https://my.novunapersonalfinance.co.uk/oss2/customer/
Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through www.fca.org.uk
Woodlands Home And Garden Group Limited (FCA FRN 914564) trading as Tiger Sheds are Authorised and Regulated by the Financial Conduct Authority. We are a credit broker, not a lender - credit is subject to status and affordability, and is provided by a panel of lenders of whom we have a commercial relationship. Terms & Conditions Apply.The register can be accessed through www.fca.org.uk
Mon-Fri 9am-5pm
At Tiger Sheds we have a massive range of repayment options, we are sure there will be one to suit you.
Find out more about the repayment options using our handy finance calculator.
A 10% deposit will be required as standard (exc. Pay In Three).
| OR | OR | ||||||
| 3 Payments | Interest Free 0% APR | Classic 9.9% APR | |||||
Choose Klarna in checkout to apply for a finance option. 10% deposit required as standard (excluding Pay In Three). Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit.
REPRESENTATIVE EXAMPLE
Cash/purchase price: £1200. Deposit: £120. Total amount of credit: £1080.
Rate of interest: 9.9% p.a. (fixed). Duration of the agreement: 24 months.
Monthly repayments: £49.58. Interest: £109.91. Total amount payable: £1309.91.
The Representative APR: 9.9% APR Representative.
Tiger Sheds is a trading name of Woodlands Home And Garden Group Limited (reg. address: Calverley Lane, Leeds, LS13 1NP) which is authorised and regulated by the Financial Conduct Authority (FCA FRN 914564) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Financial Services UK Limited. Please note that Pay in 3 instalments agreements are not regulated by the FCA. Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs and late fees apply. Klarna.com/uk/terms-and-conditions
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